Creator Pay-Yourself Planner UK – Steady Salary from Irregular Income, Tax Pot & Buffer Spreadsheet
- Instant download: link on screen and by email
- Works in Excel, Google Sheets & Numbers
- 30-day promise: full refund if it doesn't work for you
Secure checkout · Nothing is posted
One month you're paid £8,000, the next £1,000. Treat your bank balance as your income and you'll overspend in the good months and panic in the quiet ones. Pay yourself a salary instead.
How it works
- Holding pot: every payment lands here first.
- Tax and reserve come off first: your tax set-aside % and a reserve for the business, before you pay yourself.
- Suggested pay: based on what you've actually had available over the last three months, and never more than the pot can cover. Or set a fixed salary.
- Buffer in months: tells you to hold your pay when the buffer's low, and to give yourself a raise when it's full.
- Tax pot tracker with your payment dates (31 January and 31 July).
- Spend plan: a personal budget built on your salary, not your best month.
Works with
Microsoft Excel, Google Sheets (free) and Apple Numbers, in £. Instant download. Part of the creator business range, or get all six in the Creator Business Bundle.
How you get it
From checkout to planning in about two minutes.
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Check out
No shipping address and no delivery charge. Pay securely through Shopify checkout.
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Download
Your download link appears straight after checkout and arrives by email too.
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Start planning
Open it in Excel, Google Sheets or Numbers, then fill in the cream boxes. Everything else calculates itself.
Built for where you live
Each edition uses your country's currency, rules, holidays and week start, checked against official sources. No crossing out American dates in a British planner, or the other way round.
Good to know
Is anything posted to me?
No. This is a digital download. You'll get a download link straight after checkout and by email.
What do I need to open it?
Microsoft Excel, Google Sheets (free) or Apple Numbers, on a computer, tablet or phone.
What if it doesn't work for me?
Email us within 30 days for a full refund (our 30-day promise). Bought the wrong country edition? We'll swap it free.
Can I print it?
Yes, you can print any tab from Excel, Google Sheets or Numbers, though most people find it easiest to fill in on screen.