Free calculator
TFSA Contribution Room Calculator 2026
Estimate your TFSA contribution room for 2026. The calculator adds every annual limit from the year you became eligible (up to $109,000 since 2009), subtracts what you've contributed, adds back past withdrawals, and warns you about over-contributions, which are taxed at 1% a month.
An estimate. Your exact room is shown in CRA My Account.
Track every account, every yearThe RRSP & TFSA Tracker logs contributions across institutions and flags over-contributions before they happen.
RRSP TFSA Tracker Canada: $7.99 →
Questions
What's the TFSA limit for 2026?
$7,000, and $109,000 in total for someone eligible since 2009.
When do TFSA withdrawals come back?
On January 1 of the following year.
What if I over-contribute?
The excess is taxed at 1% per month; withdraw it as soon as possible and file Form RC243.