Terms of Use

Personal-use licence

When you buy a digital product from us, you get a licence to use it for your own personal, household use.

You can

• Download, edit and print the files for yourself and your household.
• Keep copies on your own devices and cloud storage.

You can't

• Share, resell, give away or upload the files for others to download.
• Claim the designs as your own or sell edited versions.

Accuracy

Our planners are organising tools, not financial or tax advice. Where a product mentions dates, limits or deadlines, we check them against official sources when the product is published, but rules change. Always confirm with the official source, such as HMRC, the IRS, the CRA or the ATO, before acting on them.