No Tax on Tips & Overtime Tracker
No Tax on Tips & Overtime Tracker
- Instant download: link on screen and by email
- Works in Excel, Google Sheets & Numbers
- 30-day promise: full refund if it doesn't work for you
Secure checkout · Nothing is posted
The new No Tax on Tips and No Tax on Overtime deductions can cut your federal income tax for 2026, but only if you know your numbers. Log each week, and this tracker works out what you can deduct, applies the income limits, and checks your W-2 when it arrives.
What's inside
- Weekly log: hours, regular rate, cash tips and card tips.
- Overtime premium, done right: only the part above your regular rate counts (one-third of time-and-a-half pay). Calculated from your hours or your pay stub.
- Your deductions: up to $25,000 of qualified tips and up to $12,500 of overtime premium ($25,000 if married filing jointly).
- Income phase-out: reduced by $100 for every $1,000 of income over $150,000 ($300,000 joint).
- W-2 check: from 2026, employers report tips in box 12 code TP and overtime in code TT. Compare them with your records.
- Tax saving estimate: deductions × your federal bracket.
Good to know
Available for 2025–2028. You need a Social Security number, and married couples must file jointly. Social Security, Medicare and most state taxes still apply. An estimating tool, not tax advice.
Works with
Microsoft Excel, Google Sheets (free) and Apple Numbers.
How you get it
From checkout to planning in about two minutes.
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Check out
No shipping address and no delivery charge. Pay securely through Shopify checkout.
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Download
Your download link appears straight after checkout and arrives by email too.
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Start planning
Open it in Excel, Google Sheets or Numbers, then fill in the cream boxes. Everything else calculates itself.
Built for how Christmas works where you live
Each edition has its own currency, spelling and spending categories, so you're not crossing out American categories in a British planner (or the other way round).
Good to know
Is anything posted to me?
No. This is a digital download. You'll get a download link straight after checkout and by email.
What do I need to open it?
Microsoft Excel, Google Sheets (free) or Apple Numbers, on a computer, tablet or phone.
What if it doesn't work for me?
Email us within 30 days for a full refund (our 30-day promise). Bought the wrong country edition? We'll swap it free.
Can I print it?
Yes, you can print any tab from Excel, Google Sheets or Numbers, though most people find it easiest to fill in on screen.