{"product_id":"rrsp-tfsa-tracker-canada","title":"RRSP TFSA Tracker Canada","description":"\u003cp\u003eTrack your TFSA and RRSP for 2026 in one spreadsheet, see exactly how much room you have left, and avoid CRA's over-contribution penalties before the \u003cstrong\u003e1 March 2027\u003c\/strong\u003e RRSP deadline.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTFSA room calculator\u003c\/strong\u003e: enter your room from CRA My Account, or estimate it from the year you became eligible. Every annual limit from 2009 to 2026 is built in ($109,000 total).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTFSA log\u003c\/strong\u003e: contributions and withdrawals, with withdrawals added back on 1 January of the following year, the way CRA does it.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRoom by institution\u003c\/strong\u003e: see what went into each bank or broker. Most TFSA over-contributions happen across several accounts.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRRSP tracker\u003c\/strong\u003e: room left from the deduction limit on your Notice of Assessment, including contributions made in the first 60 days of 2027.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eOver-contribution alerts\u003c\/strong\u003e: TFSA excess (1% a month) and RRSP excess above the $2,000 buffer flagged in red, with the approximate monthly penalty.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTax saving estimate\u003c\/strong\u003e: your RRSP deduction × your marginal rate.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDeadlines\u003c\/strong\u003e: 31 December, 1 January, 1 March 2027 and 30 April 2027, with a live countdown.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cp\u003eYour exact room is on CRA My Account and your Notice of Assessment, and those numbers always win. This is an organising tool, not financial or tax advice.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\n\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67631502688624,"sku":"RRSP-TFSA-CA-2026","price":7.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/rrsp-tfsa-ca-0.png?v=1791094251","url":"https:\/\/plannerseason.com\/products\/rrsp-tfsa-tracker-canada","provider":"Planner Season","version":"1.0","type":"link"}