{"product_id":"no-tax-on-tips-overtime-tracker","title":"No Tax on Tips \u0026 Overtime Tracker","description":"\u003cp\u003eThe new \u003cstrong\u003eNo Tax on Tips\u003c\/strong\u003e and \u003cstrong\u003eNo Tax on Overtime\u003c\/strong\u003e deductions can cut your federal income tax for 2026, but only if you know your numbers. Log each week, and this tracker works out what you can deduct, applies the income limits, and checks your W-2 when it arrives.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eWeekly log\u003c\/strong\u003e: hours, regular rate, cash tips and card tips.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eOvertime premium, done right\u003c\/strong\u003e: only the part above your regular rate counts (one-third of time-and-a-half pay). Calculated from your hours or your pay stub.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eYour deductions\u003c\/strong\u003e: up to $25,000 of qualified tips and up to $12,500 of overtime premium ($25,000 if married filing jointly).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eIncome phase-out\u003c\/strong\u003e: reduced by $100 for every $1,000 of income over $150,000 ($300,000 joint).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eW-2 check\u003c\/strong\u003e: from 2026, employers report tips in box 12 code TP and overtime in code TT. Compare them with your records.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTax saving estimate\u003c\/strong\u003e: deductions × your federal bracket.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cp\u003eAvailable for 2025–2028. You need a Social Security number, and married couples must file jointly. Social Security, Medicare and most state taxes still apply. An estimating tool, not tax advice.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67636408156528,"sku":"TIPS-OT-US-2026","price":7.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/tips-overtime-us-0.png?v=1791121681","url":"https:\/\/plannerseason.com\/products\/no-tax-on-tips-overtime-tracker","provider":"Planner Season","version":"1.0","type":"link"}