{"title":"Tax \u0026 Self-Employed Tools","description":"\u003cp\u003eSelf Assessment, Making Tax Digital, invoices, landlord, RRSP and TFSA, and no-tax-on-tips trackers.\u003c\/p\u003e","products":[{"product_id":"self-assessment-spreadsheet-uk","title":"Self Assessment Spreadsheet UK","description":"\u003cp\u003eKeep your sole trader records for the 2025\/26 tax year (6 April 2025 to 5 April 2026) in one spreadsheet, and see roughly what you'll owe before the \u003cstrong\u003e31 January 2027\u003c\/strong\u003e deadline.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eIncome log\u003c\/strong\u003e: every payment received, with dates outside the tax year flagged.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eExpenses log\u003c\/strong\u003e: pick a category that follows the self-employment (short) pages of the return, with non-allowable costs kept separate and a receipt check.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eMileage log\u003c\/strong\u003e: HMRC simplified-expenses flat rates for 2025\/26 calculated for you (cars and vans 45p for the first 10,000 business miles, then 25p; motorcycles 24p).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eUse of home\u003c\/strong\u003e: enter your hours each month to claim the simplified flat rate (£10, £18 or £26 a month).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eSummary\u003c\/strong\u003e: totals by category, your profit, and whether the £1,000 trading allowance beats your actual expenses.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTax estimate\u003c\/strong\u003e: Income Tax and Class 4 National Insurance at 2025\/26 rates, plus what's due on 31 January 2027 and 31 July 2027, including payments on account.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eYour tax pot\u003c\/strong\u003e: the % of every payment to put aside, and the exact amount next to each payment you log, including the first-year payments on account that catch people out.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDeadlines\u003c\/strong\u003e: every key date with a live \"days left\" countdown.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eProtected formulas\u003c\/strong\u003e: you can't break the maths by accident.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eThe tax estimate uses rates for England, Wales and Northern Ireland and assumes self-employment is your only income. Scottish income tax rates are different.\u003c\/li\u003e\n  \u003cli\u003eThis is a record-keeping and estimating tool, not tax advice and not HMRC-recognised filing software. You still file your return on GOV.UK.\u003c\/li\u003e\n  \u003cli\u003eMaking Tax Digital for Income Tax starts from 6 April 2026 for some sole traders (qualifying income over £50,000), which affects the 2026\/27 tax year onwards, not this 2025\/26 return.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\n\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67631484404080,"sku":"SA-UK-2025-26","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/self-assessment-uk-0.png?v=1791093591"},{"product_id":"rrsp-tfsa-tracker-canada","title":"RRSP TFSA Tracker Canada","description":"\u003cp\u003eTrack your TFSA and RRSP for 2026 in one spreadsheet, see exactly how much room you have left, and avoid CRA's over-contribution penalties before the \u003cstrong\u003e1 March 2027\u003c\/strong\u003e RRSP deadline.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTFSA room calculator\u003c\/strong\u003e: enter your room from CRA My Account, or estimate it from the year you became eligible. 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Most TFSA over-contributions happen across several accounts.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRRSP tracker\u003c\/strong\u003e: room left from the deduction limit on your Notice of Assessment, including contributions made in the first 60 days of 2027.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eOver-contribution alerts\u003c\/strong\u003e: TFSA excess (1% a month) and RRSP excess above the $2,000 buffer flagged in red, with the approximate monthly penalty.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTax saving estimate\u003c\/strong\u003e: your RRSP deduction × your marginal rate.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDeadlines\u003c\/strong\u003e: 31 December, 1 January, 1 March 2027 and 30 April 2027, with a live countdown.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cp\u003eYour exact room is on CRA My Account and your Notice of Assessment, and those numbers always win. This is an organising tool, not financial or tax advice.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\n\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67631502688624,"sku":"RRSP-TFSA-CA-2026","price":7.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/rrsp-tfsa-ca-0.png?v=1791094251"},{"product_id":"landlord-compliance-checklist-uk","title":"Landlord Compliance Checklist UK","description":"\u003cp\u003eKeep every rental property in \u003cstrong\u003eEngland\u003c\/strong\u003e compliant in one spreadsheet: gas, electrical and EPC due dates, deposits, and the paperwork the \u003cstrong\u003eRenters' Rights Act\u003c\/strong\u003e introduced from 1 May 2026. Missed certificates and deadlines can mean fines of thousands of pounds per property and problems regaining possession.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eCompliance dashboard\u003c\/strong\u003e: every property on one page, red (overdue), amber (due within 60–90 days) or green.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eGas safety\u003c\/strong\u003e: next due date every 12 months, plus the date you can book from (up to 2 months early without losing your due date).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eEICR\u003c\/strong\u003e: next due date (at least every 5 years) and the 28-day remedial deadline.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eEPC\u003c\/strong\u003e: 10-year expiry and a warning if the rating is below the legal minimum of E.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eSmoke and CO alarms\u003c\/strong\u003e: every storey, rooms with fixed combustion appliances, tested on day one.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDeposits\u003c\/strong\u003e: the 30-day protection deadline, worked out for you.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRenters' Rights Act paperwork\u003c\/strong\u003e: Information Sheet for tenancies before 1 May 2026, written statement for new tenancies.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRent increases\u003c\/strong\u003e: the earliest date you can increase (once a year) and the last day to serve Form 4A with 2 months' notice.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003ePrintable PDF checklist\u003c\/strong\u003e: key dates, a new-tenancy checklist and a yearly checklist, with official sources.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eFor properties in England, up to 20 properties. Scotland, Wales and Northern Ireland have different rules.\u003c\/li\u003e\n  \u003cli\u003eAn organising tool built from GOV.UK, HSE and legislation.gov.uk guidance, not legal advice. Later Renters' Rights Act phases start on dates the government is still confirming.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\n\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers, plus a printable PDF. 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VAT on or off.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eMonthly summary\u003c\/strong\u003e: invoiced vs received for each month of the 2026\/27 tax year.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eUnder the Late Payment of Commercial Debts (Interest) Act 1998 you can charge business clients interest at \u003cstrong\u003e8% above the Bank of England base rate\u003c\/strong\u003e, plus fixed compensation of \u003cstrong\u003e£40, £70 or £100\u003c\/strong\u003e per invoice depending on its size. It doesn't apply to invoices to private individuals.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers. Formulas are protected so they can't be broken by accident. An organising tool, not legal advice.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67635847135600,"sku":"INVOICE-UK","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/invoice-tracker-uk-0.png?v=1791111893"},{"product_id":"uk-sole-trader-kit","title":"UK Sole Trader Kit","description":"\u003cp\u003e\u003cstrong\u003eEverything a UK sole trader needs to get paid and get through Self Assessment\u003c\/strong\u003e, in one download.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e$14.99 for the kit, instead of $19.98 for the two spreadsheets bought separately: you save 25%, and the client email pack is included free.\u003c\/strong\u003e\u003c\/p\u003e\n\u003ch3\u003eWhat's in the kit\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eInvoice \u0026amp; Late Payment Tracker\u003c\/strong\u003e: invoice log, overdue alerts, printable invoice, monthly income summary, and a late payment calculator.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eSelf Assessment Spreadsheet 2025\/26\u003c\/strong\u003e: income, expenses, HMRC mileage and use-of-home flat rates, trading allowance check, tax and NI estimate, and your tax pot (how much of every payment to put aside), ready for the 31 January 2027 deadline.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eBonus PDF: Client Emails That Get You Paid\u003c\/strong\u003e: six ready-to-send templates (reminders, final notice, quotes, extra work, price rises), each with an AI prompt to personalise it.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eUnder the Late Payment of Commercial Debts (Interest) Act 1998 you can charge business clients interest at \u003cstrong\u003e8% above the Bank of England base rate\u003c\/strong\u003e, plus fixed compensation of \u003cstrong\u003e£40, £70 or £100\u003c\/strong\u003e per invoice depending on its size. It doesn't apply to invoices to private individuals.\u003c\/p\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\u003cp\u003eTax figures use 2025\/26 rates for England, Wales and Northern Ireland. Organising and estimating tools, not tax or legal advice. Works in Excel, Google Sheets and Numbers.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67635847168368,"sku":"SOLE-TRADER-KIT-UK","price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/sole-trader-kit-0.png?v=1791111911"},{"product_id":"no-tax-on-tips-overtime-tracker","title":"No Tax on Tips \u0026 Overtime Tracker","description":"\u003cp\u003eThe new \u003cstrong\u003eNo Tax on Tips\u003c\/strong\u003e and \u003cstrong\u003eNo Tax on Overtime\u003c\/strong\u003e deductions can cut your federal income tax for 2026, but only if you know your numbers. Log each week, and this tracker works out what you can deduct, applies the income limits, and checks your W-2 when it arrives.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eWeekly log\u003c\/strong\u003e: hours, regular rate, cash tips and card tips.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eOvertime premium, done right\u003c\/strong\u003e: only the part above your regular rate counts (one-third of time-and-a-half pay). Calculated from your hours or your pay stub.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eYour deductions\u003c\/strong\u003e: up to $25,000 of qualified tips and up to $12,500 of overtime premium ($25,000 if married filing jointly).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eIncome phase-out\u003c\/strong\u003e: reduced by $100 for every $1,000 of income over $150,000 ($300,000 joint).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eW-2 check\u003c\/strong\u003e: from 2026, employers report tips in box 12 code TP and overtime in code TT. Compare them with your records.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTax saving estimate\u003c\/strong\u003e: deductions × your federal bracket.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cp\u003eAvailable for 2025–2028. You need a Social Security number, and married couples must file jointly. Social Security, Medicare and most state taxes still apply. An estimating tool, not tax advice.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67636408156528,"sku":"TIPS-OT-US-2026","price":7.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/tips-overtime-us-0.png?v=1791121681"},{"product_id":"carers-allowance-earnings-tracker","title":"Carer's Allowance Earnings Tracker","description":"\u003cp\u003eCarer's Allowance has a \u003cstrong\u003ecliff edge\u003c\/strong\u003e: earn even 1p over the weekly limit after deductions and you get nothing for that week. This tracker checks every week for you, so you can see how much more you can earn before it's a problem.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eWeekly check\u003c\/strong\u003e: counted earnings against the limit (£204 a week for 2026\/27).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDeductions worked out\u003c\/strong\u003e: Income Tax, National Insurance, half of your pension contributions, allowable work expenses, and care costs up to half your earnings.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRoom left this week\u003c\/strong\u003e: how much more you could earn and stay under the limit.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eEarly warning\u003c\/strong\u003e: amber when you're close, red when you're over, with the Carer's Allowance at risk added up.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eEasy to update\u003c\/strong\u003e: change the limit and weekly rate each April in one place.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cp\u003eBased on GOV.UK rules. If your earnings vary, DWP may look at them over a period; tell the Carer's Allowance Unit about changes and check with them or a carers' charity if you're unsure. A guide, not advice.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67636408189296,"sku":"CARERS-UK-2026","price":4.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/carers-uk-0.png?v=1791121700"},{"product_id":"making-tax-digital-spreadsheet-uk","title":"Making Tax Digital Spreadsheet 2026\/27 – MTD Quarterly Update Tracker for Sole Traders \u0026 Landlords (UK)","description":"\u003cp\u003eMaking Tax Digital for Income Tax means a quarterly update to HMRC every three months. This spreadsheet keeps your records the way HMRC asks for them and adds up each update for you, so all your bridging software has to do is send it. The next update is due \u003cstrong\u003e7 November 2026\u003c\/strong\u003e.\u003c\/p\u003e\n\u003ch3\u003eHow it works\u003c\/h3\u003e\n\u003col\u003e\n  \u003cli\u003e\n\u003cstrong\u003eLog as you go\u003c\/strong\u003e: date, amount and HMRC category for every payment in and every cost out. That's the record HMRC requires.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eEach entry lands in its update period\u003c\/strong\u003e automatically (Q1 to Q4), using standard periods (6 April to 5 July…) or calendar periods (1 April to 30 June…).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eThe Quarterly Updates tab adds it up\u003c\/strong\u003e: year-to-date totals for every category, cumulative the way HMRC wants them, linked to your logs.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eYour bridging software reads the file and sends it.\u003c\/strong\u003e No retyping: HMRC requires a digital link, and linked cells or a file import count.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eSelf-employment income and expenses\u003c\/strong\u003e using the 14 expense categories from HMRC's full self-employment pages, with a column for any not-allowable part and a receipt check.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eUK property\u003c\/strong\u003e for landlords: rent, premiums and the six property expense categories, with mortgage interest kept separate as HMRC requires.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eQuarterly Updates\u003c\/strong\u003e: totals for all four updates, deadlines (7 Aug, 7 Nov, 7 Feb, 7 May), status (days left, overdue, sent) and a tick when it's done.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eMileage log\u003c\/strong\u003e at the 2026\/27 flat rates: 55p a mile for the first 10,000 business miles, then 25p (motorcycles 24p), added to your travel costs.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eUse of home\u003c\/strong\u003e flat rate from your monthly hours (£10, £18 or £26), added to the right category.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDo I need MTD?\u003c\/strong\u003e checker: enter your turnover and rental income and see whether you start in April 2026, April 2027 (over £30,000) or April 2028 (over £20,000).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTax estimate and tax pot\u003c\/strong\u003e: Income Tax and Class 4 National Insurance at 2026\/27 rates, the trading and property allowance checks, and the % of each payment to put aside.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDeadlines\u003c\/strong\u003e: every 2026\/27 date with a live countdown, up to the 31 January 2028 tax return.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eProtected formulas\u003c\/strong\u003e, so you can't break the maths by accident.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eA spreadsheet can't send updates by itself. You'll need HMRC-recognised bridging software; some are free. Find one with \u003ca href=\"https:\/\/www.gov.uk\/guidance\/choose-the-right-software-for-making-tax-digital-for-income-tax\" target=\"_blank\" rel=\"noopener\"\u003eHMRC's software finder\u003c\/a\u003e.\u003c\/li\u003e\n  \u003cli\u003eTurnover under £90,000? You can send income and total expenses only. The categories are there if you want the detail.\u003c\/li\u003e\n  \u003cli\u003eHMRC won't give penalty points for late quarterly updates in 2026\/27, so it's a good year to get set up.\u003c\/li\u003e\n  \u003cli\u003eThis is a record-keeping and estimating tool, not tax advice and not HMRC software itself. The tax estimate uses rates for England, Wales and Northern Ireland.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\n\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers. Instant download. Doing your 2025\/26 return first? See the \u003ca href=\"\/products\/self-assessment-spreadsheet-uk\"\u003eSelf Assessment Spreadsheet\u003c\/a\u003e.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67644430451056,"sku":"MTD-UK-2026-27","price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/mtd-uk-0.png?v=1791271718"},{"product_id":"creator-tax-tracker-uk","title":"Creator Tax Tracker 2026\/27 UK – Influencer \u0026 Content Creator Tax Spreadsheet with Tax Set-Aside","description":"\u003cp\u003eBrand deals, UGC, affiliate commission, ad revenue, creator funds, and the PR packages that usually count as income too. This tracker keeps it all in one place and works out the tax your creator income adds, using UK rules for 2026\/27, so you know what to set aside from every payment.\u003c\/p\u003e\n\u003ch3\u003eWhat it does\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eIncome and gifted products\u003c\/strong\u003e: every payment, plus products and trips sent in exchange for content, counted at their value.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReal 2026\/27 maths\u003c\/strong\u003e for England, Wales and Northern Ireland: Personal Allowance (with the taper over £100,000), 20%, 40% and 45% bands, and Class 4 National Insurance at 6% and 2%.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOn top of your job\u003c\/strong\u003e: it works out the extra tax your creator income adds to your employment or pension income, so you set aside the right amount.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTrading allowance check\u003c\/strong\u003e: uses the £1,000 allowance if it beats your expenses.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayments on account\u003c\/strong\u003e: what's due on 31 January 2028 (balance plus first payment on account) and 31 July 2028, using HMRC's £1,000 and 80% rules.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMaking Tax Digital and VAT checks\u003c\/strong\u003e: whether MTD starts for you in April 2027 or April 2028, and a £90,000 VAT warning.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHMRC categories\u003c\/strong\u003e from the self-employment pages, mileage at 55p then 25p a mile, and use-of-home flat rates (£10, £18 or £26 a month).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePut-aside %\u003c\/strong\u003e: the share of every payment to move into your tax pot, and key dates with a countdown.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eAn estimating and record-keeping tool, not tax advice: it doesn't file anything. Figures were checked against official sources in October 2026.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers, in £. Instant download. Part of the \u003ca href=\"\/collections\/creator-business-trackers\"\u003ecreator business range\u003c\/a\u003e, or get all six in the \u003ca href=\"\/products\/creator-business-bundle-uk\"\u003eCreator Business Bundle\u003c\/a\u003e.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67645179101552,"sku":"CREATOR-TAX-UK","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/creator-tax-uk-0.png?v=1791288044"},{"product_id":"creator-tax-tracker","title":"Creator Tax Tracker 2026 (US) – Influencer \u0026 Content Creator Tax Spreadsheet with Tax Set-Aside","description":"\u003cp\u003eBrand deals, UGC, affiliate commission, ad revenue, creator funds, and the PR packages that usually count as income too. This tracker keeps it all in one place and works out the tax your creator income adds, using US rules for 2026, so you know what to set aside from every payment.\u003c\/p\u003e\n\u003ch3\u003eWhat it does\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eIncome and gifted products\u003c\/strong\u003e: every payment, plus products and trips sent in exchange for content, counted at their value.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReal 2026 federal maths\u003c\/strong\u003e: self-employment tax (12.4% Social Security up to the $184,500 wage base plus 2.9% Medicare, on 92.35% of profit), half of it deducted, the 2026 standard deduction ($16,100 single, $32,200 joint) and 2026 brackets.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOn top of your job\u003c\/strong\u003e: the extra tax your creator income adds to your W-2 wages, plus a state tax estimate at your own %.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eQuarterly estimated tax\u003c\/strong\u003e using the IRS safe harbour (90% of this year, or 100%\/110% of last year), with the 2026 due dates and what you've paid.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e1099 Check\u003c\/strong\u003e: from 2026, brands send a 1099-NEC only at $2,000 and platforms a 1099-K over $20,000 and 200 transactions. See who should send a form, and whether it matches your records.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSchedule C categories\u003c\/strong\u003e, meals at 50%, the 72.5¢ 2026 mileage rate and the simplified home office ($5 a sq ft, up to 300 sq ft).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePut-aside %\u003c\/strong\u003e: the share of every payment to move into your tax pot, and key dates with a countdown.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eAn estimating and record-keeping tool, not tax advice: it doesn't file anything. Figures were checked against official sources in October 2026.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers, in $. Instant download. Part of the \u003ca href=\"\/collections\/creator-business-trackers\"\u003ecreator business range\u003c\/a\u003e, or get all six in the \u003ca href=\"\/products\/creator-business-bundle\"\u003eCreator Business Bundle\u003c\/a\u003e.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67645186802032,"sku":"CREATOR-TAX-US","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/creator-tax-us-0.png?v=1791288164"},{"product_id":"creator-tax-tracker-canada","title":"Creator Tax Tracker 2026 Canada – Influencer \u0026 Content Creator Tax Spreadsheet with Tax Set-Aside","description":"\u003cp\u003eBrand deals, UGC, affiliate commission, ad revenue, creator funds, and the PR packages that usually count as income too. This tracker keeps it all in one place and works out the tax your creator income adds, using Canada rules for 2026, so you know what to set aside from every payment.\u003c\/p\u003e\n\u003ch3\u003eWhat it does\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eIncome and gifted products\u003c\/strong\u003e: every payment, plus products and trips sent in exchange for content, counted at their value.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReal 2026 federal maths\u003c\/strong\u003e: 14%, 20.5%, 26%, 29% and 33% brackets and the $16,452 basic personal amount, plus your own provincial %.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSelf-employed CPP\u003c\/strong\u003e: 11.9% on $3,500 to $74,600 and CPP2 at 8% up to $85,000, with half deducted.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOn top of your job\u003c\/strong\u003e: the extra tax your creator income adds to your employment income.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eInstalments and GST\/HST checks\u003c\/strong\u003e: whether you're likely to need quarterly instalments (over $3,000, or $1,800 in Quebec) and when you pass the $30,000 small supplier limit.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eT2125 categories\u003c\/strong\u003e, meals at 50%, vehicle costs by your logbook's business-use share, and business-use-of-home (which can't create a loss).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePut-aside %\u003c\/strong\u003e: the share of every payment to move into your tax pot, and key dates with a countdown.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eAn estimating and record-keeping tool, not tax advice: it doesn't file anything. Figures were checked against official sources in October 2026.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers, in CA$. Instant download. Part of the \u003ca href=\"\/collections\/creator-business-trackers\"\u003ecreator business range\u003c\/a\u003e, or get all six in the \u003ca href=\"\/products\/creator-business-bundle-canada\"\u003eCreator Business Bundle\u003c\/a\u003e.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67645188440432,"sku":"CREATOR-TAX-CA","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/creator-tax-ca-0.png?v=1791288287"},{"product_id":"creator-tax-tracker-australia","title":"Creator Tax Tracker 2026–27 Australia – Influencer \u0026 Content Creator Tax Spreadsheet with Tax Set-Aside","description":"\u003cp\u003eBrand deals, UGC, affiliate commission, ad revenue, creator funds, and the PR packages that usually count as income too. This tracker keeps it all in one place and works out the tax your creator income adds, using Australia rules for 2026–27, so you know what to set aside from every payment.\u003c\/p\u003e\n\u003ch3\u003eWhat it does\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eIncome and gifted products\u003c\/strong\u003e: every payment, plus products and trips sent in exchange for content, counted at their value.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReal 2026–27 maths\u003c\/strong\u003e: 15% from $18,201 (down from 16%), 30%, 37% and 45%, the low income tax offset and the 2% Medicare levy.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOn top of your job\u003c\/strong\u003e: the extra tax your business income adds to your salary, so you set aside the right amount.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGST check\u003c\/strong\u003e: your income so far and the full-year projection against the $75,000 registration threshold.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e2026–27 rates built in\u003c\/strong\u003e: 91c a km for up to 5,000 business km, and the 70c an hour working-from-home fixed rate.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBusiness schedule categories\u003c\/strong\u003e, with equipment depreciation entered separately.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePut-aside %\u003c\/strong\u003e: the share of every payment to move into your tax pot, and key dates with a countdown.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eAn estimating and record-keeping tool, not tax advice: it doesn't file anything. Figures were checked against official sources in October 2026.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers, in A$. Instant download. Part of the \u003ca href=\"\/collections\/creator-business-trackers\"\u003ecreator business range\u003c\/a\u003e, or get all six in the \u003ca href=\"\/products\/creator-business-bundle-australia\"\u003eCreator Business Bundle\u003c\/a\u003e.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67645192667504,"sku":"CREATOR-TAX-AU","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/creator-tax-au-0.png?v=1791288406"}],"url":"https:\/\/plannerseason.com\/collections\/tax-tools.oembed","provider":"Planner Season","version":"1.0","type":"link"}