{"title":"Tax \u0026 Money Planners","description":"\u003cp\u003eTax deadline trackers, savings trackers and budget spreadsheets for each country.\u003c\/p\u003e","products":[{"product_id":"self-assessment-spreadsheet-uk","title":"Self Assessment Spreadsheet UK","description":"\u003cp\u003eKeep your sole trader records for the 2025\/26 tax year (6 April 2025 to 5 April 2026) in one spreadsheet, and see roughly what you'll owe before the \u003cstrong\u003e31 January 2027\u003c\/strong\u003e deadline.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eIncome log\u003c\/strong\u003e: every payment received, with dates outside the tax year flagged.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eExpenses log\u003c\/strong\u003e: pick a category that follows the self-employment (short) pages of the return, with non-allowable costs kept separate and a receipt check.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eMileage log\u003c\/strong\u003e: HMRC simplified-expenses flat rates for 2025\/26 calculated for you (cars and vans 45p for the first 10,000 business miles, then 25p; motorcycles 24p).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eUse of home\u003c\/strong\u003e: enter your hours each month to claim the simplified flat rate (£10, £18 or £26 a month).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eSummary\u003c\/strong\u003e: totals by category, your profit, and whether the £1,000 trading allowance beats your actual expenses.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTax estimate\u003c\/strong\u003e: Income Tax and Class 4 National Insurance at 2025\/26 rates, plus what's due on 31 January 2027 and 31 July 2027, including payments on account.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eYour tax pot\u003c\/strong\u003e: the % of every payment to put aside, and the exact amount next to each payment you log, including the first-year payments on account that catch people out.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDeadlines\u003c\/strong\u003e: every key date with a live \"days left\" countdown.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eProtected formulas\u003c\/strong\u003e: you can't break the maths by accident.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eThe tax estimate uses rates for England, Wales and Northern Ireland and assumes self-employment is your only income. Scottish income tax rates are different.\u003c\/li\u003e\n  \u003cli\u003eThis is a record-keeping and estimating tool, not tax advice and not HMRC-recognised filing software. You still file your return on GOV.UK.\u003c\/li\u003e\n  \u003cli\u003eMaking Tax Digital for Income Tax starts from 6 April 2026 for some sole traders (qualifying income over £50,000), which affects the 2026\/27 tax year onwards, not this 2025\/26 return.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\n\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers.\u003c\/p\u003e","brand":"Planner Season","offers":[{"title":"Default Title","offer_id":67631484404080,"sku":"SA-UK-2025-26","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/2758\/7952\/files\/self-assessment-uk-0.png?v=1791093591"},{"product_id":"rrsp-tfsa-tracker-canada","title":"RRSP TFSA Tracker Canada","description":"\u003cp\u003eTrack your TFSA and RRSP for 2026 in one spreadsheet, see exactly how much room you have left, and avoid CRA's over-contribution penalties before the \u003cstrong\u003e1 March 2027\u003c\/strong\u003e RRSP deadline.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTFSA room calculator\u003c\/strong\u003e: enter your room from CRA My Account, or estimate it from the year you became eligible. Every annual limit from 2009 to 2026 is built in ($109,000 total).\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTFSA log\u003c\/strong\u003e: contributions and withdrawals, with withdrawals added back on 1 January of the following year, the way CRA does it.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRoom by institution\u003c\/strong\u003e: see what went into each bank or broker. Most TFSA over-contributions happen across several accounts.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRRSP tracker\u003c\/strong\u003e: room left from the deduction limit on your Notice of Assessment, including contributions made in the first 60 days of 2027.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eOver-contribution alerts\u003c\/strong\u003e: TFSA excess (1% a month) and RRSP excess above the $2,000 buffer flagged in red, with the approximate monthly penalty.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTax saving estimate\u003c\/strong\u003e: your RRSP deduction × your marginal rate.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDeadlines\u003c\/strong\u003e: 31 December, 1 January, 1 March 2027 and 30 April 2027, with a live countdown.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cp\u003eYour exact room is on CRA My Account and your Notice of Assessment, and those numbers always win. 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VAT on or off.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eMonthly summary\u003c\/strong\u003e: invoiced vs received for each month of the 2026\/27 tax year.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eUnder the Late Payment of Commercial Debts (Interest) Act 1998 you can charge business clients interest at \u003cstrong\u003e8% above the Bank of England base rate\u003c\/strong\u003e, plus fixed compensation of \u003cstrong\u003e£40, £70 or £100\u003c\/strong\u003e per invoice depending on its size. It doesn't apply to invoices to private individuals.\u003c\/p\u003e\n\u003ch3\u003eWorks with\u003c\/h3\u003e\u003cp\u003eMicrosoft Excel, Google Sheets (free) and Apple Numbers. Formulas are protected so they can't be broken by accident. 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